I worked for a bank for over 20 years, so I know that banks rarely just cancel a debt. They work hard to receive back the money that they have lended. A debtor that has a debt cancelled would be extremely grateful.
In Luke 7:41-43 Jesus tells a story to reveal a truth, “A certain moneylender had two debtors. One owed five hundred denarii, and the other fifty. When they could not pay, he cancelled the debt of both. Now which of them will love him more?” Simon answered, “The one, I suppose, for whom he cancelled the larger debt.” And he said to him, “You have judged rightly.” We have incurred a debt before God that we cannot repay. He has granted mercy to those who accept His gift of salvation. It is good to remember that our debt has been paid through God’s grace. This remembrance will increase our love for Him.
Reluctant Retiree 